> ## Documentation Index
> Fetch the complete documentation index at: https://help.checkrmoney.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Income Overview

> See your earnings, pay statements, and deductions in one place.

Checkr Money tracks the money flowing into your accounts so you can see how much you earn, where it comes from, and how it changes over time.

## Where to find your income

<Note>
  On the web, open [Income](https://app.checkrmoney.com/data/income) from the sidebar, or from **More** on a phone. On iOS, open [Income](https://app.checkrmoney.com/data/income) on the **Home** tab, in the row of pages across the top.
</Note>

## What you'll see

When you have income data, the Income view combines several pieces:

* **Employment card** - your current employer (or "Bank Income" if there's no payroll connection), annual salary, pay frequency, and start date. If you have more than one income source, a switcher lets you jump between them - see [Tracking Income from Multiple Employers](/income/tracking-multiple-employers).
* **Gross income chart** - a bar chart of your earnings across recent pay periods, broken down by earning type when payroll is connected. On the web, one chart shows gross and net pay together and is titled for what it shows: **Gross and net income** with payroll, **Net income** for bank income.
* **Net income chart** (iOS) - the same time series with deductions stacked underneath so you can see what's left after taxes and benefits.
* **Income breakdown** - a single-paystub view you can toggle between **Last** paycheck, **Year to Date**, and any **Older** paycheck. Shows earnings, taxes, benefits, and net income side by side.
* **Pay statements list** - your most recent paychecks; see [Viewing Your Pay Statements](/income/viewing-pay-statements).

## Payroll vs bank income

Checkr Money supports two data sources for income:

* **Payroll** - a direct connection to your employer's payroll provider, or to a gig platform like DoorDash, Uber, or Instacart. Unlocks the full breakdown: gross pay, taxes, benefits, retirement contributions, and pay stubs. This is the most detailed view.
* **Bank income** - if you don't have a payroll connection, Checkr Money detects income from incoming deposits on your connected bank accounts. You'll see totals and trends but not the full gross-vs-net breakdown.

If you only have bank income, you'll see a **"There's more to your pay than deposits"** banner with a **Connect Payroll** button. Tap it to add a payroll connection - see [Connecting Your Payroll](/accounts/connecting-payroll).

## How income is identified

Checkr Money automatically identifies incoming deposits as income based on the transaction details. Regular recurring deposits (like paychecks) are tracked over time so trends are reliable.

## Related

* [Viewing Your Pay Statements](/income/viewing-pay-statements) - per-paycheck details and PDF downloads
* [Understanding Your Deductions](/income/understanding-deductions) - what gets taken out before your paycheck hits the bank
* [Understanding Tax Withholdings](/income/tax-withholdings) - the tax side of deductions
* [Tracking Income from Multiple Employers](/income/tracking-multiple-employers) - switching between income sources

<Tip>Connect your payroll for the most detailed view. Without it, Checkr Money can still track totals and trends from deposits, but you won't see pay stubs, tax withholdings, or the gross-vs-net split.</Tip>


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