The steps
Verify your email
Tap to confirm the address on your account, so Checkr Money can reach you and you can sign in with it. This step is only for accounts created with a phone number, and it reads Add your email while there is no address on file yet. See Verifying Your Email.Set up AI money guide
Tap to walk through assistant setup - choose an avatar, give your assistant a name, and answer a few quick questions about your financial goals. Your assistant uses this to handle questions, insights, and recommendations based on your money. You can change any of this later in Settings → Assistant.Connect main spending account
Tap to connect your primary checking account. This is the most important step - your transactions, cash flow, spending breakdowns, and most insights depend on this connection.Get a free week of Checkr Money Pro
Tap to start a free trial. Checkr Money Pro unlocks multiple bank and payroll connections plus other advanced features. Always easy to cancel from your subscription settings. Once your free week has been used, its title changes to Activate Checkr Money Pro. On the web the row then stays open until you have an active subscription or trial. On iOS 1.10 it stays marked complete, and tapping it lets you subscribe without the trial.Ask your AI a question
Tap to jump straight into a conversation with your AI assistant. The first prompt is pre-filled based on your most interesting insight, so you can try the assistant on something concrete to your finances.Connect employer or payroll provider
Tap to connect your payroll provider. This gives you visibility into income, deductions, and pay statements alongside your spending data.Review your first transaction
Tap to open the To Review deck on Home and confirm the category of a transaction Checkr Money wasn’t sure about. See Transactions to review.Connect your credit history
Tap to connect your credit history through its own secure connection - separate from your bank and payroll. This unlocks Credit with your score, its history, the factors moving it, your accounts, and what’s changed over time. See Credit History.Tips
- Steps don’t have to be done in order - pick what feels useful first.
- A step disappears from the active list and moves to “Completed” once it’s done. You can still tap it from “Completed” to revisit.
- Refresh the screen if you completed a step in another part of the app and it hasn’t updated yet.
- Verify your email is available in Checkr Money iOS 1.9 and later, and only on accounts created with a phone number. If you signed up with an email address, it never appears.
- Review your first transaction is available in Checkr Money iOS 1.10 and later.
- Activate Checkr Money Pro replaces Get a free week of Checkr Money Pro once your trial has been used, on the web and in Checkr Money iOS 1.10 and later.
- Connect your credit history shows once Credit History reaches your account - it is rolling out gradually, so if you don’t see this step yet, no action is needed.